Guide · Updated 2026

Car clearing cost in Ghana — the honest, no-surprises guide

Importing a vehicle to Ghana is straightforward when you know the line items. This is the same breakdown we walk our own clients through when they buy from our Zürich trade desk and receive the car at Tema or Takoradi. No inflated quotes, no hidden markups.

What you actually pay at the port

Duties are assessed on the CIF (Cost + Insurance + Freight) value that GRA Customs derives from the Ghana Automated Cargo Tracking Note and its valuation database — not the invoice alone. The typical line items:

  • Import Duty — 5% (commercial/pickups) to 20% (saloons, SUVs, luxury) of CIF value.
  • VAT — 15% on the duty-inclusive value.
  • NHIL + GetFund + COVID levy — 2.5% + 2.5% + 1%, applied on the same base as VAT.
  • ECOWAS + African Union levies — 0.5% + 0.2%.
  • Network Charge & Processing Fee — ~0.75%.
  • Overage penalty — vehicles older than 10 years attract a penalty (5%–50%) on top of duty. This is the single biggest reason quotes surprise buyers.
  • Terminal & shipping-line charges — GPHA, MPS/Meridian terminal handling, delivery order, demurrage if you exceed free-storage days.
  • DVLA registration — roadworthy, number plates, embossment, and first-year insurance.

Rates above reflect published GRA and MoTI schedules current at the time of writing; the National Budget and Customs administrative notices update them periodically. Ask us for a live quote before you commit.

The Switzerland-to-Ghana route, step by step

  1. Step 1

    Selection & inspection in Zürich

    You pick a vehicle from our Swiss stock (or one we source to your spec). Our Zürich desk runs a full mechanical and history check — the same paperwork European buyers rely on.

  2. Step 2

    Invoice, BL & compliance

    We issue a commercial invoice, book the ocean freight (RoRo or container), and file the pre-arrival declaration so Customs can pre-classify the car before it arrives.

  3. Step 3

    Shipping to Tema or Takoradi

    Transit is typically 18–28 days from Antwerp/Bremerhaven to Tema. Takoradi is used for oversized SUVs and buyers in the west.

  4. Step 4

    Port clearing

    Our licensed clearing agent submits the classification, pays duties on your behalf, and moves the vehicle out of the terminal before demurrage bites (typically 7 free days at Tema).

  5. Step 5

    DVLA registration & handover

    Roadworthy check, number plates, embossment, insurance — then delivery to your address in Accra, Kumasi, Takoradi or anywhere in-country.

Worked example — 2020 Toyota Land Cruiser V8

Illustrative only. Real invoices depend on GRA valuation and the exact model/trim.

CIF value (Customs)
USD 55,000
Import duty (20%)
USD 11,000
VAT + NHIL + GetFund (21%)
USD 13,860
ECOWAS + processing (~1.5%)
USD 990
Terminal & clearing agent
USD 900
DVLA + insurance (1 yr)
USD 650
Estimated total clearing
≈ USD 27,400

Under 10 years of age, no overage penalty. Add 5–50% on duty if the vehicle exceeds the age threshold.

Common questions

+Is Tema or Takoradi cheaper for clearing?
Duty rates are identical — both are GRA ports. Tema is faster for Accra-based buyers; Takoradi can be cheaper on inland transport if you're in the Western or Ashanti Region.
+What documents do I need?
Bill of Lading, commercial invoice, Ghana Card / passport, and the pre-arrival declaration. If we handle the deal end-to-end, we prepare everything.
+How long does clearing take?
With paperwork lodged before arrival, 3–5 working days at Tema is normal. Late paperwork means demurrage — that's where "clearing costs blew up" stories come from.
+Can you clear a car I bought elsewhere?
Yes. If you already have a BL, we can act as your clearing agent at either port. Message us with the vessel name and BL number for a quote.

Get a real quote in one message

Send us the year, make, model and (if you have it) the VIN. We'll come back with a landed cost — in GHS, USD, EUR or GBP — including duty, port charges and delivery to your door.